Where these rules apply
This page explains how we handle access, account records, cookies and request handling for India. If local law does not allow use in your state or territory, you should not create or keep an account there. Where use is allowed, our legal terms cover what data
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we collect, why we keep it, and how long it may stay on file. We may also update the wording when our process changes or when a legal duty changes. The rules here sit above any local payment flow, so UPI, Paytm, PhonePe and Google Pay
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are only processed when the account action is allowed and the request fits the law that applies to you. We may ask for checks before a record change is accepted, and we keep a trail of that request for audit and dispute handling.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.